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AMG Group of Companies
99 Jackson Street, No. 4629
Davidson, NC 28036

Office: 866.547.7009
Fax: 901.339.0285


Accredited and Institutional Clients:

AMG Financial Services
to create a seamless process of acquiring a portfolio of policies backed by an extended longevity risk transfer that will guarantee face value payment on a date specific, regardless of maturity.

AMG Financial Services
specializes in Life Settlements:

* Purchase or sale of individual policies

* Aggregation of institutional portfolios

* Monetization of institutional portfolios

In today's turbulent economy, there are few options for achieving positive returns. Whether you are an individual or company, Life Settlements offer the opportunity to recover from losses you may have incurred in today's business markets as well as support corporate revenues, pension plans and business investments.  Life Settlements are also suitable for many non-profit strategies.

Find out if your policy is qualified to sell.
Visit us here.

Contact us today to learn how our licensed team will work for you.

The U.S. Supreme Court case of Grigsby v. Russell, 222 U.S. 149 (1911) established a life insurance policy as private property, which may be assigned at the will of the owner.  Justice Oliver Wendell Holmes noted in his opinion that life insurance possessed all the ordinary characteristics of property, and therefore represented an asset that a policy owner may transfer without limitation.  Wrote Holmes, "Life insurance has become in our days one of the best recognized forms of investment and self-compelled saving." This opinion placed the ownership rights in a life insurance policy on the same legal footing as more traditional investment property, such as stocks and bonds.  As with these other types of property, a life insurance policy could be transferred to another person at the discretion of the policy owner.

This decision established a life insurance policy as transferable property that contains specific legal rights, including the right to:

  • Name the policy beneficiary
  • Change the beneficiary designation (unless subject to restrictions)
  • Assign the policy as collateral for a loan
  • Borrow against the policy
  • Sell the policy to another party

In 2001, the National Association of Insurance Commissioners ("NAIC") released the Viatical Settlements Model Act, which set forth guidelines for avoiding fraud and ensuring sound business practices. Around this time, many of the life settlement providers that are prominent today began purchasing policies for their investment portfolio using institutional capital. The arrival of well-funded corporate entities transformed the settlement concept into a regulated wealth management tool for high-net-worth policy owners who no longer needed their policies.

On April 29, 2009, the United States Senate Special Committee on Aging conducted a study and came to the conclusion that life settlements, on average, yield 8x more than the cash surrender value offered by life insurance companies.

We are registered with the North Carolina Department of Insurance in Senior Life Settlements, Viatical Settlements and Life Insurance.

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